Escape the Rat Race (Access to Financial Freedom)

The rat race, as we know it, represents the relentless pursuit of higher social status and wealth. Often, this grind leaves little room for self-realization and enjoyment. Financial freedom, in stark contrast, is the ability to live comfortably, free from the constraints of money-related stress and anxiety. Financial freedom is independence from debt and the … Read more

Why American employees are abandoning their 401(k) plans for bitcoin

Traditional retirement savings in the United States mostly revolves around the 401(k) plan. However, many American employees are re-evaluating this traditional path for various reasons as an unexpected competitor emerges. Bitcoin, the leading cryptocurrency, is increasingly seen as a superior savings technology. Recent shifts in the financial landscape highlight the rise of Bitcoin in discussions … Read more

Retirement: the pros and cons of universal life insurance

Dear Liz: Are indexed universal life insurance products worthwhile, and how do they compare to a Roth IRA? Answer: Both offer the possibility of tax-free distributions in retirement, but universal indexed life insurance is a complex product with high expenses and is not suitable for most investors. With a Roth IRA, nearly all of your … Read more

What you think you know about working in retirement may be wrong

Most Americans will need to take advantage of various sources of income to make ends meet in retirement. Social Security is the obvious choice, along with money accumulated in workplace retirement accounts, individual retirement accounts and other savings. But what about employment-related income? Once people reach retirement age, will it be easy for them to … Read more

6 Social Security changes expected in the summer of 2023

Backyard Production/Getty Images/iStockphoto Social Security is one of the hottest topics this election season, and there are some big proposed changes coming. is reading: Suze Orman, Warren Buffett, and other financial experts trust how to better prepare yourself for retirementLearn more: 3 ways to prove your retirement from the recession The White House released a … Read more

“Getting rich is surprisingly simple,” says money guru Jaspreet Singh – here’s why

Jaspreet Singh / Jaspreet Singh Jaspreet Singh, known as the “Minority Mindset” Youtube, a lawyer and businessman with the goal of spreading financial education. The Minority Mindset brand has grown into a number of businesses including Market Briefs, a free financial newsletter, and Market Insiders, an investment education app. His brand has helped countless people … Read more