7 reasons why you should trust your entrepreneurial instincts

The opinions expressed by the shareholders of the entrepreneurs are their own. Starting a business is an exciting but daunting prospect. You need to consider many factors when you take the plunge and decide whether or not you can achieve success. One crucial factor that should not be overlooked is trusting your intuition. Trusting your … Read more

I am 65 with over $5 million in savings and am on the brink of RMD disaster

Do you have a question about investment mechanics, how they fit into your overall financial plan and what strategies can help you get the most out of your money? You can write to me at beth.pinsker@marketwatch.com. I think I have an uncommon problem. I am 65 years old, recently retired Education Administrator. I think I … Read more

The confrontation with the debt ceiling will create panic in the stock market. How to benefit from it.

Oprah began to flip. Instead of panicking that the US government might run out of money in early June, do something more than watch TV and complain about America’s poisoned politics. Long-term investors can monetize these increasingly widespread fears that America may default for the first time ever by using options to boost positions in … Read more

Opinion: Why Emerging Market Index Funds Are Mad

I don’t want an emerging market index fund in my portfolio and I don’t care who knows it. There is nothing fundamentally wrong with investing in emerging markets. (A new paper from the numbers experts at hedge fund firm AQR argues that they look like a great investment right now — we’ll talk more about … Read more

Retired at 55: Should I buy an annuity or do a $2+ million Roth transfer?

Do you have a question about investment mechanics, how they fit into your overall financial plan and what strategies can help you get the most out of your money? You can write to me at beth.pinsker@marketwatch.com. I’m lucky because I retired at 55. I’m using Rule 55 to withdraw money from my 401(k), which is … Read more

Is retirement age a thing of the past?

There are a lot of numbers to juggle when it comes to retirement, but age can become an outdated number because so many people work beyond the traditional retirement age. While mandatory retirement is illegal in most cases, it is still found in some positions such as pilots, air traffic controllers, federal law enforcement officers, … Read more

Suze Orman’s answer to what is the “perfect formula” for saving versus spending

In at least one way, personal finance expert Suze Orman doesn’t believe in perfection. She was asked in a recent interview on CNBC’s Women & Wealth Displays Next question: “Given your experience, do you have an ideal formula for how much should be in the emergency fund, versus how much should be in retirement and … Read more

“How did you break up with him?” My financial advisor passed away 2 years ago and his partner took over my account. But I’m 70, retired and want out now.

a question: I have been with the same financial advisor for many years. He died suddenly two years ago and his business partner took over my accounts. I am now 70 years old and retired. I have an annuity and two IRAs that I won’t be withdrawing until asked for the age. I don’t feel … Read more

Balanced funds are the babies of a comeback this year. how to invest

Balanced funds, which combine stocks and bonds, are making a comeback after last year’s dismal performance. They still don’t get much love, judging by their net streams over the past year. But investors may miss out on some good opportunities, including stocks and bonds, that these funds offer. In fact, with bond yields rising sharply, … Read more